CREDIT RISKS AND FACTORS LEADING TO A DECREASE IN ASSET QUALITY: ANALYSIS BASED ON FOREIGN EXPERIENCE. Eureka Journal of Business, Economics & Innovation Studies, [S. l.], v. 2, n. 1, p. 47–58, 2026. Disponível em: https://eurekaoa.com/index.php/6/article/view/208. Acesso em: 15 feb. 2026.