THE ROLE OF PERSONAL TRAITS IN FINANCING DECISIONS THROUGH EMOTIONAL BIASES AS A MEDIATING VARIABLE: AN EMPIRICAL STUDY OF A SAMPLE OF FRENCH BANKS

Authors

  • Krar Muhsin Thajil

    Department of Business Administration, Rafidain Bank, Souq Al-Shuyukh Bank 113, Iraq

    Author

  • Manel Dahmani

    IES-Business-School of Normandy, 12bis avenue Pasteur Rouen-76000- France

    Author

  • Fraq Mohsin Jabbar

    Department of Business Administration, General Directorate of Education in Thi-Qar-Chibaish Educational Department, Iraq

    Author

Keywords:
Personal traits, financing decisions, emotional biases, financing structure, Overconfidence.
Abstract

This article discusses the advantage of behavioral methods in the field of corporate finance by examining three main variables: personal traits (Narcissism, psychopathy, and Machiavellianism) as an independent variable, financing decisions as a dependent variable, and finally emotional biases as an intermediary variable. This approach provides a different perspective from traditional rationality theories and allows for an analysis that can fill some of the gaps related to the financing structure of the company. In addition, this study aims to find a framework for reading the personal traits of managers and knowing their impact on financing decisions through emotional biases.

References

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Published
2026-03-10
Issue
Vol. 2 No. 3 (2026)
Section
Articles
License
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This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

THE ROLE OF PERSONAL TRAITS IN FINANCING DECISIONS THROUGH EMOTIONAL BIASES AS A MEDIATING VARIABLE: AN EMPIRICAL STUDY OF A SAMPLE OF FRENCH BANKS. (2026). Eureka Journal of Business, Economics & Innovation Studies, 2(3), 1-22. https://eurekaoa.com/index.php/6/article/view/587

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